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Financing with Fairstone
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Fairstone Financing Program at JC Perreault
At JC Perreault, we offer you a “Cash Option” solution over 6 months for a minimum purchase of $1,000 thanks to our partner, Fairstone Financial. This program allows you to finance your purchase in multiple payments while enjoying your furniture and appliances without delay.
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What is Fairstone Financial's 6-month deferred payment program?
This program allows you to pay for your purchase in multiple installments over 6 months, providing greater flexibility in managing your budget.
Flexible payments:
You can make payments in as many installments as you wish.
Early repayment option:
You have the freedom to repay the full amount before the end of the program, without penalty.
Minimum required payment
A minimum amount will be indicated on your account statement. However, if you only pay this minimum amount each month, it will not be enough to repay the purchase in full on time to avoid interest charges.
How to enroll in Fairstone Financial’s “Cash Option” program?
Online
- Once your cart is filled, and your information is entered,select the Fairstone financing option to access the program and complete your application.
- You will receive a quick response to know if your application is eligible for the program.
In-store
- Our advisors are available to provide you with all the necessary information and help you complete the financing application directly in-store.
What happens if the full payment of your purchase is not made within the 6-month period?
If you still have a balance to pay after 6 months, an interest charge of 31.99% will be applied to the remaining amount. That’s why it is important to meet the deadlines to avoid additional costs.
Are there any registration fees for the financing program?
No, enrollment in the program is free, and no administrative fees apply. The only cost is the 31.99% interest rate if your purchase balance is not fully paid within the 6-month period.
How to cancel your financing contract with Fairstone Financial?
You have 48 hours after signing the contract to cancel it free of charge, subject to returning the product in its original condition.
Who can you contact for questions before enrolling in the Fairstone program?
Our advisors are available to assist you. Chat with us by clicking on the chat bubble at the bottom right of your screen or visit us in-store.
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